How to Spot a Storm Chaser: Hiring a Roofer After a Georgia Storm
Hiring a roofer after a storm in Georgia should be simple. Too often it isn't. Within days of a hail or wind event, trucks with out-of-state plates show up in neighborhoods from Holly Springs to Woodstock, Canton and Marietta. Some do fine work. Others take a deposit, do a rushed job, and are gone before the first leak shows up.
Here is how to tell the difference, and what to ask before you sign anything.
What Is a Storm Chaser?
A storm chaser is a roofing crew that follows severe weather from state to state. They knock on doors right after a storm, push for a fast signature, and move on when the work dries up. The problem is not that they travel. The problem is that nobody is around later when a warranty question or a leak comes up.
Red Flags to Watch For
- Pressure to sign today. A good roofer gives you time to read the paperwork and talk to your insurance carrier.
- Offers to "cover" or waive your deductible. Your deductible is part of your policy. Ask your carrier or agent before agreeing to any arrangement around it.
- A large cash deposit up front. Be careful with anyone who wants most of the money before materials arrive.
- No local address. A P.O. box or an out-of-state phone number is a warning sign.
- Vague contracts. The scope, shingle type, underlayment, and warranty should be in writing.
- Damage "found" with no photos. You should see clear, dated photos of anything they say is damaged.
Questions to Ask Any Roofer
Where is your office, and how long have you worked here?
You want a company you can drive to and call next year.
Do you carry liability and workers' compensation insurance?
Ask for the certificates and confirm them with the insurer. This protects you if someone gets hurt on your property.
Will you pull a permit?
Many cities and counties in Georgia require a permit for a re-roof. Ask your roofer to confirm what your jurisdiction requires.
What warranty comes with the job?
There are usually two: the shingle manufacturer's warranty and the contractor's workmanship warranty. Get both in writing, and ask whether the install follows the manufacturer's instructions, since that is what keeps the manufacturer warranty valid.
How a Local Roofer Fits Into the Insurance Claim
A local roofer can inspect the roof, document the damage with photos, and meet the adjuster on site so nothing gets missed. We walk through that process in How a Roof Insurance Claim Works, Step by Step.
This is general guidance, not legal or coverage advice. Your policy decides what is covered, so confirm the details with your adjuster or carrier.
Frequently Asked Questions
How soon should I hire a roofer after a storm?
Get an inspection as soon as it is safe, but do not rush the hiring decision. A tarp can protect your home while you compare options.
Is it bad if a roofer knocks on my door?
Not always. Just ask the questions above, and check their local address and reviews before you sign.
Can I pick my own roofer, or does insurance choose one?
In most cases you choose your contractor. Confirm with your carrier how they handle it on your claim.
Get a Local, No-Pressure Inspection
Tatum's Roofing is based at 2210 Holly Springs Pkwy #26 in Holly Springs and serves north metro Atlanta. If a recent storm has you worried, we will inspect your roof for free, show you the photos, and give you a straight answer. See our storm and hail damage repair services, or call 470-298-2288 to book your free inspection.