Planning a New Roof Without Waiting: How Roof Financing Can Help

A roof rarely needs replacing at a convenient time. When a roof is at the end of its life, waiting usually means more leaks, more repairs and possible damage inside the house. Financing gives you a way to protect your home now and spread the cost over time.

Three ways homeowners pay for a roof

• Out of pocket, from savings.
• Insurance, when the roof was damaged by a covered event like a storm.
• Financing, with monthly payments over a set term.

Some projects use more than one. For example, an insurance claim may cover the storm damage, with financing for the deductible or for upgrades.

Questions to ask about any financing offer

• What is the rate, and is it fixed?
• How long is the term, and what is the monthly payment?
• Is there a promotional period, and what happens when it ends?
• Are there fees or penalties for paying it off early?

Planning the project

Start with an inspection and a written estimate that spells out the materials, the scope and the warranty. Then compare the payment options side by side. A good contractor will explain the numbers and never rush you.

Financing with Tatum's Roofing

We offer financing options for qualified homeowners, so a needed roof does not have to wait. Ask about it during your free estimate and we will walk you through what is available.